The Bhatkal Urban Co-operative Bank Ltd.

Rate of interest

Interest Rates - Deposits
(with effect from 01.09.2011)

Domestic Deposits	General Public	Senior Citizen
15 days to 45 days	6.00% per annum	6.25% per annum
46 days to 90 days	7.50% per annum	7.75% per annum
91 days to 179 days	9.00% per annum	9.25% per annum
180 days to 365 days	9.50% per annum	9.75% per annum
366 days upto 2 years	9.75% per annum	10.25% per annum
Above 2 years upto 3 years	9.50% per annum	10.25% per annum
Above 3 years	9.25% per annum	10.00% per annum

(This special scheme is valid from 15.11.2011 to 15.02.2012 only)

Domestic Deposits	General Public	Senior Citizen
For 400 Days	10.50% per annum	10.75% per annum

NRE Deposits	NRE Rate of Interest
Above One year	Changes every month as per Foreign Exchange Dealers Association of India (FEDAI) Interest Rates (LIBOR/SWAP) Website: http://www.fedai.org.in (Rates/Interest Rates on Non-Resident Deposits).

Interest Rates - Loans and Advances
(with effect from 01.03.2011)

Loans and Advances	Rate of Interest
All Personal Loans Upto Rs.25,000/- Above Rs.25,000/- upto Rs.50,000/- Above Rs.50,000/- upto Rs.1,00,000/- Above Rs.1,00,000/-	15.00% per annum 16.50% per annum 17.00% per annum 17.50% per annum
Personal Loans for Salarised employees Upto Rs 1,00,000/- . Above Rs 1,00,000/- upto 2,00,000/- Above Rs 2,00,000/- upto 3,00,000/-	. 14.50% per annum 15.00% per annum 15.50% per annum
Cash Credit Unsecured Loan upto Rs.1 lakh	17.50% per annum
Jewel Loans	13.50% per annum
New Car, Motor Cycle & Scooter Loans	14.00% per annum
BPL Loan (Max. Rs.25,000/-)	11.00% per annum

Housing Loans

Upto Rs 10,00,000/-	14.00% per annum
Above Rs 10,00,000/-	14.50% per annum

Other Secured Loans	Rate of Interest
Loans upto Rs.2 Lakhs	15.50% per annum
Loans above Rs.2 Lakhs & below Rs. 5 Lakhs	16.00% per annum
Loans above Rs. 5 Lakhs & below Rs.10 Lakhs	16.50% per annum
Above 10 Lakhs	17.00% per annum

Money Transfer from abroad is now made EASY Read More..

The Bhatkal Urban Co-op. Bank Ltd., Bhatkal has opened its 8th Branch at Nawayath Colony, Bhatkal on 27th of May 2011. Read More..

Our NRE customers can directly remitt their funds to their accounts at all branches of our Bank by Direct Remittance or by SWIFT remittance. (for details reffer NRI Services section) Read More..

Rate of interest @ 10.50% and 10.75% p.a Read More..

Customers can easily remit funds to Foreign Countries Read More..

e-Stamping Facility introduced in our Main Branch, Bhatkal Read More..

RTGS/NEFT Facility introduced to our Customers Read More..