The Bhatkal Urban Co-operative Bank Ltd.

Service Charges

LIST OF SERVICE CHARGES ON VARIOUS SERVICES OFFERED BY OUR BANK

A. Services rendered free of charges:

1	Maintenance of Accounts:
	1. Ledger folio charges / Statement of A/c for SB, CA CC for latest entry	Free
	2. Issue of Duplicate Pass Book / Statement of A/c for CA, CC – for latest entry	Free
	3. Standing instructions – within the branch	Free
	4. Confirmation / Attestation of Photos	Free
	5. Transfer of Deposit proceeds – within the Bank	Free
3	Collections:
	1. Cheque collection / clearing / dishonour charges for IMAS Members	Free
4	Purchase / Discount of Cheques / Bills:
	1. Discount of Local / Out-station NRE cheques / DDs.	Free
5	Safe Deposit Lockers:
	1. Safe Deposit Lockers – operational charges	Free
6	Advances:
	1. Inspection charges per occasion in respect of assets hypothecated / mortgaged	Free
8	Miscellaneous:
	1. ATM Enrolment Fees	Free
	2. Operation Charges	Free
	3. Annual Maintenance charges	Free

B. Others

Sl. No

Type of Service

Revised Service Charges (including Service Tax @12.36%)

		Charges	+ST	Total
1.00	MAINTENANCE OF A/CS.
1.00	Ledger Folio Charges / Statement of A/c Savings Bank A/c	Nil	Nil	Nil
	Current / Cash Credit A/c (for latest entry)	Nil	Nil	Nil
	Current / Cash Credit A/c (for every additional page)	Rs.10	Rs.2	Rs.12

1.01	Duplicate Passbook / Statement Current / Cash Credit A/c (With latest entry)	Nil	Nil	Nil
	Current / Cash Credit A/c (Previous entry per page)	Rs.10	Rs.2	Rs.12

1.02	Cheque Leaf Charges For Additional Cheque Book - Non – MICR
	10 Leaves (50 Leaves free per year) – for additional	Rs.10	Rs.2	Rs.12
	25 Leaves (50 Leaves free per year) – for additional	Rs.25	Rs.3	Rs.28
	50 Leaves (50 Leaves free per year) – for additional	Rs.50	Rs.6	Rs.56
	100 Leaves (100 Leaves free per year) – for additional	Rs.100	Rs.12	Rs.112

1.03	Cheque Book Issue - MICR 25 Leaves (50 Leaves free per year) – for additional	Rs.50	Rs.6	Rs.56
	50 Leaves (50 Leaves free per year) – for additional	Rs.100	Rs.12	Rs.112
	100 Leaves (100 Leaves free per year) – for addition	Rs.200	Rs.25	Rs.225

1.04	Stop Payment Instructions Savings Bank A/c	Rs.10	Rs.2	Rs.12
	Current / OD / CC A/c	Rs.10	Rs.2	Rs.12

1.05	Standing Instructions Within the same Branch	Nil	Nil	Nil
	Branch to another Branch	Rs.10	Rs.2	Rs.12

1.06	Confirmation of Specimen Signature For all purpose	Rs.10	Rs.2	Rs.12

1.07	Issue of Certificates No objection / No dues / Balance / Interest charged / Cheque honoured / Account Maintaining / etc	Rs.20	Rs.3	Rs.23

1.08	Issue of Duplicate Deposit receipt
	Term Deposit Receipt	Rs.25	Rs.3	Rs.28
	Call Deposit Receipt	Rs.50	Rs.6	Rs.56

1.09	Servicing of Dormant / In-op. a/c Savings a/c (at the time of re-operation)	Rs.10	Rs.2	Rs.12
	Current a/c (at the time of re-operation)	Rs.20	Rs.3	Rs.23

1.10	Transfer of Deposits (proceeds or interest)	Nil	Nil	Nil

1.11	Closure of account Savings a/c	Rs.20	Rs.3	Rs.23
	Current a/c (for individual / Firms / Assns / Companies	Rs.50	Rs.6	Rs.56
2.00	REMITTANCES.
2.01	Remittance by issue of Demand Drafts on
a)	APEX, SCDCC, IDBI, & ICICI Banks
	Up to Rs 1,000	Rs.10	Rs.2	Rs.12
	Rs 1,001 to Rs 5,000	Rs.20	Rs.3	Rs.23
	Rs 5,001 to Rs 10,000	Rs.22	Rs.3	Rs.25
	Current a/c (for individual / Firms / Assns / Companies	Rs.25 + Rs.2 / 1000 + ST (Min Rs.25 + ST)

b)	Remittance by issue of Demand Drafts on
	CORPORATION BANK
	Up to Rs. 10,000/-	Rs.20 + Service Tax @ Rs.12.36 %
	Above Rs.10,000/-	Rs. 2/- per thousand + Ser. Tax @ Rs.12.36 %

2.02	Issue of Pay Orders (PO) / Bankers Cheque
	Up to Rs 1,000	Rs.10	Rs.2	Rs.12
	Rs 1,001 to Rs 5,000	Rs.20	Rs.3	Rs.23
	Rs 5,001 to Rs 10,000	Rs.22	Rs.3	Rs.25
	Above Rs 10,000	Rs.25 + Rs.2 / 1000 + ST (Min Rs.25 + ST)

2.03	Revalidation, Cancellation and Issue of Duplicate DD / PO
	Revalidation	Rs.20	Rs.3	Rs.23
	Cancellation	Rs.20	Rs.3	Rs.23
	Duplicate DD/PO	50% of usual commission + Stamp Paper charges

3.00	COLLECTIONS.
3.01	Collection of Outward / Inward Cheque/s
	Up to Rs 1,000	Rs.20	Rs.3	Rs.23+Postage
	Rs 1,001 to Rs 10,000	Rs.25	Rs.3	Rs.28+Postage
	Above Rs 10,000	Rs.28 + Rs.2 /1000 (Min. Rs.28 + Postage)
		( Maximum Rs.3,000/- )
3.02	Collection of Inward Bills - Within the State
	Bills Inward up to Rs 5,000	Rs.25	Rs.3	Rs.23+Postage
	Bills Inward above Rs 5,000	Rs.28 + Rs.6 /1000 (Min. Rs.28 + Postage)
	Bills returned	-- as per slab + postage --
	Bills free of payment	-- as per slab + postage --
		( Maximum Rs.3,000/- )
3.03	Collection of Inward Bills - Outside the State
	Bills Inward up to Rs 5,000	Rs.25	Rs.3	Rs.23+Postage
	Bills Inward above Rs 5,000	Rs.28 + Rs.6 /1000 (Min. Rs.28 + Postage)
	Bills returned	Actual returning charges + VPP charges
	Bills free of payment	Usual commission + Postage
		( Maximum Rs.3,000/- )
3.04	Return / Dishonour of Bills / cheque/s received in inward clearing.
	Savings Bank A/c: 1st Time	Rs.20	Rs.3	Rs.23
	2nd Time	Rs.25	Rs.3	Rs.28
	After words	Rs.30	Rs.4	Rs.34

	Current / OD / CC A/c. 1st Time	Rs.20	Rs.3	Rs.23
	2nd Time	Rs.30	Rs.4	Rs.34
	After words	Rs.40	Rs.5	Rs.45

3.05	Cheque/s directly received from other Banks for collection / Clearing (dishonour charges) - OSC
	For Collection	Cheque return charges + VPP charges
	For IMAS Member Banks (DCC & Urban Banks)	Free of charges

4.00	PURCHASE / DISCOUNT OF CHEQUES / BILLS
4.01	Drawn on our Branches	Rs.25	Rs.3	Rs.28 + int. @ 15% + Postage

	Drawn on other Banks	Rs.25	Rs.3	Rs.28 + int. @ 15% + Postage

4.02	NRE CHEQUES / DD’s
	Local cheque/s / DDs	Free	Free	Free
	Out-station cheque/s	Free	Free	Free

5.00	SAFE DEPOSIT LOCKERS
5.01	Annual Rent in Rupees. Small	Rs.500	Rs.62	Rs.562 per year
	Medium	Rs.800	Rs.99	Rs.899 per year
	Large	Rs.1600	Rs.198	Rs.1798 per year

5.02	Penal Rent (per month) Small	Rs.10	Rs.2	Rs.12 per month
	Medium	Rs.20	Rs.3	Rs.23 per month
	Large	Rs.30	Rs.4	Rs.34 per month

5.03	Operational charges	-- NIL --

6.00	ADVANCES:
6.00	Loan Application Charges
	Personal Loan	Rs.30	Rs.4	Rs.34
	Other Loans	Rs.50	Rs.6	Rs.56
6.01	Loan Processing Charges:
6.02	Term Loans & Cash Credit Loans:
	Up to Rs. 10 Lakhs	Rs.5 / 1000 + ST
	Above Rs. 10 Lakhs	Rs.5,000 + Rs.20 per lakh + ST (Max 25,000 + ST)
6.03	Cash Credit Renewals
	Up to Rs. 1 Lakh	Rs.200	Rs.25	Rs.225
	Above Rs. 1 Lakh & up to Rs. 5 Lakhs	Rs.1000	Rs.124	Rs.1124
	Above Rs. 5 Lakh & up to Rs. 20 Lakhs	Rs.2000	Rs.247	Rs.2247
	Above Rs. 20 Lakh & up to Rs. 50 Lakhs	Rs.3000	Rs.371	Rs.3371
	Above Rs. 50 Lakh	Rs.5000	Rs.618	Rs.5618

6.04	Jewel Loan Release
	Up to Rs.5000	Rs.20	Rs.3	Rs.23
	Rs.5001 and above	Rs. 23 + (Rs.3 / 1000 + Notice Charges + ST)
6.05	Inspection charges per occasion in respect of assets hypothecated / mortgaged / Stock-in-Trade
	Up to Rs 1,00,000	Nil	Nil	Nil
	Rs 1 lakh to Rs. 5 Lakhs	Rs.200	Rs.25	Rs.225
	Above Rs. 5 Lakhs	Rs.500	Rs.62	Rs.562

6.06	Inspection of Vehicles
	2 Wheelers	Rs.50	Rs.6	Rs.56
	3 Wheelers	Rs.100	Rs.12	Rs.112
	4 Wheelers (Light Weight Vehicles)	Rs.150	Rs.19	Rs.169
	Lorry & Others Vehicles (Heavy Duty Vehicles) & Machineries	Rs.200	Rs.25	Rs.225

7.00	BANK GUARANTEES / LETTER OF CREDIT / SOLVENCY CERTIFICATES:
7.01	Issue of Bank Guarantee / Letter of Credit	2.50 % of the Bank Guarantee + ST (Min 500+ST)
7.02	Issue of Solvency Certificate Up to Rs. One lakh	Rs.200	Rs.25	Rs.225
	Above Rs. One lakh	Rs.224 + Rs.112 per lakh (Max. Rs.5,000 + ST)

8.00	MISCELLANEOUS:
8.01	ATM CHARGES:
	Joining, Operation & Annual Fees	Free	Free	Free
	Card Replacement	Rs.150	Rs.19	Rs.169
8.02	Postal / Mail Tariff	-- As per prevailing charges --

8.03	Courier Charges
	Within Karnataka State	Rs.15	Rs.2	Rs.17
	Out of State	Rs.25	Rs.3	Rs.28

Money Transfer from abroad is now made EASY Read More..

The Bhatkal Urban Co-op. Bank Ltd., Bhatkal has opened its 8th Branch at Nawayath Colony, Bhatkal on 27th of May 2011. Read More..

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Customers can easily remit funds to Foreign Countries Read More..

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